Creamed Chipped Beef on Toast
This creamed chipped beef on toast is a classic comfort-food recipe made with savory dried beef in a smooth, creamy white sauce served over crisp toast. Ready in about 20 minutes, this old-fashioned SOS recipe is rich, satisfying, and easy to make with simple pantry ingredients.
Ingredients
- Main
- 8 ounces chipped beef dried beef, rinsed, dried, and chopped
- 6 slices bread toasted
- Cream Sauce
- 3 tablespoons butter
- 3 tablespoons all-purpose flour
- 2½ cups whole milk
- ½ –1 teaspoon black pepper to taste
- Pinch of nutmeg optional
- Pantry Staples / Optional Add-Ins
- Salt use sparingly, if needed
- Optional: peas mushrooms, or finely chopped onions
Instructions
- Rinse chipped beef briefly under warm water to reduce excess salt. Pat dry and chop into bite-size pieces.
- Toast bread slices and keep warm.
- In a medium skillet or saucepan, melt butter over medium heat.
- Whisk in flour and cook 1–2 minutes, stirring constantly, until lightly golden.
- Slowly pour in milk while whisking continuously to prevent lumps.
- Cook and stir 3–5 minutes until the sauce thickens and coats the back of a spoon.
- Stir in chopped chipped beef, black pepper, and nutmeg if using.
- Simmer gently 2–3 minutes until heated through.
- Taste and add salt only if needed.
- Spoon creamed chipped beef over warm toast and serve immediately.
Notes
- Always rinse chipped beef—it’s naturally very salty.
- Add milk gradually for a smooth, lump-free sauce.
- Sauce thickens as it cools; loosen with milk if needed.
- Best served fresh, but reheats gently with added milk.